Help your teen become a calm, capable first investor.
A parent-supported starter system that covers how the market works, how your teen actually behaves around risk and hype, and paper trading before any real money.
This is not a stock-picking course or a day-trading program. It is a first-investor system built around judgment, patience, and discipline.
Your teen's unfair investing advantage is time.
Small, steady amounts have decades to compound. Move the sliders to see how much difference an early start makes.
Same monthly amount and growth rate, invested until age 65:
Illustrative only. This calculator uses hypothetical assumptions and is not a promise of future performance. Past performance does not guarantee future results.
The difference isn't intelligence. It's time. And time is the one advantage your teen has that you can't buy back.
Free investing content can teach the market. It usually cannot teach the investor.
Good, free brokerage education exists, and the mechanics of investing are available everywhere. What is almost always missing is the part that decides outcomes: how a teen actually responds to risk, hype, waiting, losses, and family influence.
Free brokerage education or simulator
- Platform videos that explain features
- Account tools, not a system to follow
- Abstract content, nothing written down
- Real account access first
- No family layer
- Teaches what investing is
A behavior-first system
- A behavior-first investor profile
- A parent-supported system, not just tools
- A written watchlist, decision journal, family agreement
- Paper trading first
- An explicit parent + teen structure
- Teaches how your teen behaves while investing
A complete first-investor system, and a real conversation with me.
Teen Investor Profile
Names the pattern your teen already brings to money, so the plan fits how they actually behave.
30-Day Paper-Trading Challenge
A structured month of real decisions with fake money, so mistakes are free and lessons are real.
Written Starter Plan
A one-page plan your teen can explain out loud: what they would start with, why, and what they would do in a drop.
Decision Journal
What I felt, what I did, what I learned. The habit that turns emotion into judgment.
Family Investing Agreement
Contributions, who approves what, and the calm plan for after a loss, agreed before real money is involved.
Parent Guide
How to supervise without over-controlling, what to say and not say, and how to handle the first drop.
1:1 Family Investing Kickoff with Jay (parent + teen, 30 to 45 min)
The core of the program. The kickoff reviews your teen's Investor Profile, their paper-trading plan, and your Family Investing Agreement, and sets their first 30 days. It does not include recommendations about specific stocks, funds, or investments. That line is deliberate.
Four steps, paper first, parent in the loop.
Enroll
Or take the free Investor Profile first. Either way, you start with a clear picture of your teen.
Run the kit
Your teen works the 7 short modules and the 30-day paper-trading challenge at their own pace.
Agree as a family
Complete the Family Investing Agreement and a written watchlist with a one-line reason for each pick.
1:1 Kickoff
We review the profile, plan, and agreement together, and lock the Starter Plan and the first 30 days.
No real money until your teen can explain each holding, explain why diversification matters, say what they would do in a drop, and state the amount your family is comfortable starting with. A parent supervises all funding and decisions.
Real worksheets your teen actually fills in.
What a finished System Map looks like.
- Week 1Learn the basics and pick 5 businesses you already use to study.
- Week 2Build a paper portfolio with a written reason for each position.
- Week 3Track 3 market moves without changing the plan, and journal the feelings.
- Week 4Finish the agreement, write the Starter Plan, and explain it out loud.
No real money until the four readiness questions can be answered in plain language, with a parent.
Built for one kind of family. Honest about who it is not for.
This is for you if
- You are a parent of a teen 13 to 18 (younger works with a parent alongside).
- Your family has zero investing background. It is designed for exactly that.
- Your teen is already deep in crypto or meme-stock content. Especially them. This is the judgment layer.
This is not for you if
- You want stock picks or hot tips.
- You want fast money or a trading system.
- You want someone to tell your teen exactly what to buy. We build judgment instead.
The Teen Investor Profile
Answer six quick questions about your teen. You will get the investing pattern they already bring to money, and what it may be costing them.
What kind of first investor is your teen?
Parent-answered. No account, no payment.
The Watcher
Start the Starter built for this teen ($97)Want the deeper family-level work? See the Family Money Diagnostic.
The end state, described honestly.
From "no idea where to start"
To a watchlist the teen can explain in one sitting, with a clear reason for every name on it.
From meme-stock curiosity
To a written plan and calmer decisions, with a habit of asking "can I explain this?" before acting.
From parent uncertainty
To a simple weekly family investing rhythm you can actually keep, with agreed rules for the hard moments.
One price. A real guarantee.
Guarantee: If your teen finishes the 30 days without a written Starter Plan and a watchlist they can explain to you, full refund.
Founding-family pricing while the first cohort forms. The 1:1 kickoffs are limited by real calendar capacity, so early families get the earliest sessions.
Start Teen Investing Starter ($97)Secure checkout via Stripe. Education only, not financial advice.
Teen Investing Starter is an educational program for parents and teens. It does not provide individualized investment, legal, tax, or financial advice and does not recommend specific securities. Any examples, watchlists, paper portfolios, or hypothetical growth illustrations are for education only and are not a promise of future performance. A parent or guardian must supervise account decisions, funding, and any real-money activity. See our disclaimer.
Straight answers.
What ages is this for?
It is built for parents of teens roughly 13 to 18. Younger kids (about 10 to 12) can do it with a parent alongside them.
Do we need a brokerage account before starting?
No. Everything starts with paper trading. No brokerage account and no real money are needed to begin.
Will you tell my teen what stocks to buy?
No, and that is deliberate. This is education, not advice. We build the judgment your teen needs to make their own decisions with a parent. We never recommend specific stocks, funds, or investments.
Is this real investing or paper trading?
Paper trading first: practice with fake money and real decisions. Real money comes later, only when the teen meets clear readiness criteria and a parent is involved.
My teen already watches stock or crypto content. Is this still useful?
Especially then. This is the judgment layer that free content usually skips: how your teen behaves around hype, fear, and waiting. No picks, paper first.
We know almost nothing about investing ourselves. Is that a problem?
No. It is designed for families with zero investing background. Parents supervise; you do not need to be an expert.
How much money does my teen need to start?
Zero. Paper trading requires no money at all.
What happens in the 1:1 kickoff?
The 30 to 45 minute Family Investing Kickoff reviews your teen's Investor Profile, their paper-trading plan, and your Family Investing Agreement, and sets their first 30 days. It does not include recommendations about specific stocks, funds, or investments.
What if my teen loses interest halfway through?
The kit is short and self-paced, and the 1:1 kickoff is there to re-anchor motivation. And the guarantee has your back: if your teen finishes the 30 days without a written Starter Plan and a watchlist they can explain to you, you get a full refund.
Can younger kids do this with a parent?
Yes. For about ages 10 to 12, a parent works through it alongside the child.
Is this financial advice?
No. It is educational only. It does not provide individualized investment, legal, tax, or financial advice and does not recommend specific securities.
What is the refund policy?
If your teen finishes the 30 days without a written Starter Plan and a watchlist they can explain to you, you get a full refund.